you,have to borrow some money with anyone. But we provide money without any interest to recover your debt on time. Firstly you should read all the terms and conditions on your agreement. A Debt Management Plan is an agreement of 3−5 years between the creditor and the debtor for cutting the interest rate and payment amount. Before applying for the Debt Management Plan, it’s important to acknowledge how to write off debt with it. Start with looking for reliable debt managers who offer legitimate DMP applications.